I’ve done some. Not much by any means. I need to do more. My hubby and I need to really think about getting out and getting our shopping finished before the crazy rush hits. Of course, I usually forget that I can do my shopping online too. I need to find affordable clothes for my…
Finances
The Importance of Earning Interest
The Importance of Earning Interest When you have a sum of money, many people are tempted to simply stick it under the mattress or put it in their piggy banks until they need it. While this is a natural inclination, you may be missing out on a lot of money that you could have in…
Lunch Date time with the Hubster!
My dh and I love to go on dates. Because all three of our kids are now in school a lot of times we will go to lunch instead of to dinner. Finance wise lunch is usually less expensive and no babysitter is required because they are at school, it is a win/win for us….
Our older home needs some redo’s!
I love my home. It’s perfect for our family. However, it does need some updating. I’ve talked in the past about wanting to get my counters redone. i’d love to put granite in there. The kitchen floor would look beautiful done in tile. Then I want the bathroom counters and floors done as well. We…
Backpack full of school supplies ready to donate…check. #payingitforwardisgutzy
I was so psyched to take part in a paying it forward challenge/post for children who are in need of school supplies. Gutzy gear and Madame Deals put out the challenge and lots of bloggers stepped up and said, “Yes, Please!”. Thank you Gutzy Gear and Madame Deals for making us think of others! I…
Books for college are so expensive! #campusbookrentals
I wish I had known about this service when I was in college. Did you know that you can now rent your textbooks? Yep, instead of purchasing those very pricey textbooks you can rent them for the semester. Textbook rentals are saving college students lots of money. I don’t know many college students who aren’t…
You ever get that sinking feeling in your gut?
You know the one where you just had to have that special something (PS3) *cough, cough*. Even though you have a PS2, Wii, and a xbox 360 with kinect. *cough, cough*. I hate spending money. I really dislike spending it on things we shouldn’t have purchased, paid too much for or do not need….
Is your mortgage too high?
Have you considered refinancing it? In most situations the rates they have now are lower than they were when someone bought their first house. I know my rate is at 5.875% which was considered one of the best rates when we bought our home. Now, however, I think it would be a good idea for…
Redoing our kitchen the debt free way! AKA Delayed Gratification
Our house is 26 years old. Let that sink in for a minute. That’s a long time to have the same countertops. I really want new ones! I refuse to go into debt to get them though. So we are saving up and hopefully will have the $3000 saved by the end of the year….
How to go back to business school and save your money to get that job!
Most people think going back to school is only for the rich. I went back, as a mom, and entered graduate school. I was able to get a scholarship for the program I was going for. Wouldn’t you want to go back to business school colorado if you knew you could find a way for…
Is there help for your finances without hiring a bankruptcy attorney?
Bankruptcy is often times thought of as the only way out of a financial mess. But is it? Not always. There are other ways that you can keep yourself out of the bankruptcy trap. Let’s look at them. 1. As of today, cut up your credit cards and do not live on…
Why bankruptcy will not ruin your credit!
When you file bankruptcy you have that initial relief that your debt is behind you. Then the worry begins that you will not be able to rebuild your credit. Do not worry. Your credit will begin rebuilding as soon as the debt is wiped away. Why? Because with the debt being gone your income…
Lemon Laws are here to protect us!
If you’ve not bought a lemon I’m sure you know someone who has. Growing up in the 70’s we bought a lemon of a car. There were no lemon laws back then to protect us. Once sold a lemon you had to have it fixed or just deal with it or resell it to someone…
5 Ways to Prevent Bankruptcy while keeping you financially fit.
Bankruptcy is devastating to any family. You can overcome it though and come out stronger because of your journey. Remember to check your state’s laws and make sure you get a good bankruptcy attorney. If you filed for bankruptcy California’s law will be much different from Tennessee’s law. Your attorney will be able to tell…