Have you considered refinancing it? In most situations the rates they have now are lower than they were when someone bought their first house. I know my rate is at 5.875% which was considered one of the best rates when we bought our home. Now, however, I think it would be a good idea for us to get a HARP refinance loan.
In many cases you can get your house note to drop by $75-100. I know I certainly could use an extra hundred dollars a month. What could you do with an extra $100 a month? Take your spouse on a date or pay off a bill or maybe even put it towards something special you’ve been wanting like adopting a child.
My house would drop 2% points if I refinanced. It is definitely something I am going to look into. They have specialists there that can help you determine if refinancing your home is for you. Always do your research and always do what is best for your family. They have changed the requirements to do the refinance and those who were previously not allowed to refinance now are able to refinance. So if you’ve been told no in the past check again. Refinancing now can save you some cash to do what you’ve always wanted to do. Enjoy your life and your family!
This is a sponsored post for refinancing. All opinions are honest and 100% mine.