Is there a way to better monitor your credit score? #myFICOInsider

 monitor your credit score

 

 

score watch with my fico

Is there a way to better monitor your credit score?

Yes, yes there is! A few years back I went to a bank to try to get a home loan. I already had a home; our plan was to build a home with my mom. When I was there I was informed that my credit score wasn’t good enough. Um…what? My credit score has always been good. Well it turns out that a local university was turning me in as not paying on my loans that I was paying each and every month on time. How does that happen? It just does. Accidents happen and information gets mistakenly input wrong. It just happens. This caused a lot of work for me to get it corrected. But it can be done.

What can I do to better monitor my credit score so this doesn’t happen to me?

 

Ever since then I’ve become a huge fan of FICO® Score Watch which keeps updating you on your score and any changes. It then tells you what factors are affecting your scores. With myFICO Score Watch credit monitoring you find out immediately if there is a problem. You have instant access to your credit score and your credit report. This allows you to see and work on improving any credit issues. You get on-the-go mobile access too. This comes with easy to understand and read charts that explain your score.. You also will be updated when you get breaks at certain FICO Scores like on insurance, home loans, car loans, etc. They will even show you who gets the best rate and at what score so you know what score to try to achieve. FICO Score Watch includes 2 FICO Scores and Equifax Credit Reports per year. Additional scores and reports can be purchased at a 30% discount. 

I’m happy to report that my credit score is back to where it needs to be. I had to contact the local university about the fact that they were turning me in monthly as not paying when in fact I had been paying.  You can dispute it on your credit report. But if you don’t look at your credit score you won’t know it happened! The campus did their part after I informed them of the problem and fixed the error on the report. Thanks to FICO Score Watch for helping me find errors in my report, work on removing them and watch it up my credit score. I will now and forever monitor my credit! Have you ever been turned down for a loan? How did you improve your credit?

Please note that a commercial relationship exists between our site and FICO that could include FICO providing us with product and other forms of payment. The views of the author(s) herein do not necessarily reflect the views of FICO. FICO is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act, and does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” credit records, credit history or credit ratings.


 


 

Please note that a commercial relationship exists between our site and FICO that could include FICO providing us with product and other forms of payment. The views of the author(s) herein do not necessarily reflect the views of FICO. FICO is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act, and does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” credit records, credit history or credit ratings.


 

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